Money can be one of the hardest things for couples to talk about. Finance Forecaster was built to help couples get on the same team about their money.
Between the two of you
Dana and SamNovember
$6,240
forecast for the month, as of today
Remaining buffer this month $610
Worth a word
Eating out is heading about $120 over usual. Something to consider with date night in a few weeks.Suggested by Sam.
Landscaping this spring, about $4,800?
Sam proposed April. All of it in April causes a near term shortfall; you will likely make up the difference in May.
Next time you talk.
What it is
Money can be an emotionally charged topic for couples. It can feel like you are on different teams. Our goal for Finance Forecaster is to help couples have the same vision for their money and help them consistently stay on the same page.
Finance Forecaster is built to support your relationship. We provide a place where you can set a vision that you both want and provide a gentle rhythm that starts the conversation early and keeps it going, so it never has to become a confrontation. We handle the backend numbers, tracking, categorization, etc. so you can stay focused on where you and your family are headed.
The venue
One forecast of the month ahead that you both see. Nobody has to ask how things are, and nobody is the only one who knows.
You’re on track for November.
$6,240 forecast · $120 to spare
When something is worth a word, it arrives as a category and an amount, never a person, and as a question, never a warning. It goes to whoever handles that part of the month so nobody gets ambushed.
Groceries are tracking $140 under your usual spending. Good opportunity to bank a little extra this month.
Eating out is heading about $120 over usual. Something to consider with date night next week.
One of you puts it on the table and Finance Forecaster helps run the forecast to give you the information you need. Then, you two talk about it. The numbers can move around but what is critical is that you stay on the same page.
Decided together
Landscaping this spring.
Dana proposed April. Sam adjusted: half in April, half in May. Included in the forecast moving forward.
The rhythm
Most couples talk about money when it’s already tight. We help you start before that, and keep it light enough that it keeps happening. Not a budget meeting. A few minutes, and most weeks the whole message is “we’re fine.”
At the start
When you set up, you each answer a few questions on your own: who handles what, what matters most this year. Where your answers don’t match becomes your first conversation, while it’s still easy.
Every week
Once a week, at a time you pick, you spend time getting on the same page. Usually, this is a short conversation but keeps you both on the same page. This provides a consistent avenue to work through bigger money decisions so that it isn’t such a sporadic, tense conversation.
Over time
What you decide together is kept, and we keep an eye on it so neither of you has to. When something drifts, it comes up early and small, as a question, not a verdict.
What changes
Both of you see the same picture, so the one who runs the month isn’t also the one who has to explain it.
The $40 dinner stops being a proxy for everything else, because everything else is already in view.
Private school, the house, a part-time year: conversations that keep you on the same team and the same page.
Not a source of stress between you. One more thing the two of you handle well.
How it works
Through Plaid, read-only. Mark any account private and it stays out of your partner’s view and the household totals.
Paychecks on different schedules, the mortgage, childcare, the Target runs. Nobody categorizes anything, and the forecast is forward-looking, not a report on last month.
They see the same picture the moment they join. You each answer a few questions on your own, and your first conversation is ready.
A short note each week, decisions when they come up, agreements that unify you two. Money stops being the thing you avoid.
Ask
Plain words in, an answer that uses your real numbers out. Sometimes it’s easier to ask the app first to help set a baseline for your conversation.
How would a 50% increase in our mortgage impact our ability to save for college? Retire early?
Increasing your mortgage by 50% would tighten your monthly cash flow quite a bit. However, we can find areas to make it manageable if it is important to you.
Who it’s for
Paychecks, kids in activities, a mortgage you like, and a future you’re building on purpose. Usually one of you runs the month and the other isn’t in the loop the way they’d like to be. Finance Forecaster is built for you.
Free calculators
Three free calculators for the decisions that shape a household’s cash flow for years. Every year, not just the first, with one honest verdict: comfortable, tight, or comes up short. Send a copy to your partner so you’re both looking at the same answer.
Set it up once, invite your partner, and the next time money comes up you’ll have the same picture, a calm place to talk, and a real answer. Not a guess, not a spreadsheet, not a fight.
We’ll email you when your spot opens. Nothing else.